APA
Clinton T. E., Palmer B. & Palmer S. (2012). The quick-reference guide to counseling on money, finances & relationships. Grand Rapids, MI: Baker Books.
Chicago
Clinton Timothy E, Palmer Bethany and Palmer Scott. 2012. The quick-reference guide to counseling on money, finances & relationships. Grand Rapids, MI: Baker Books.
Harvard
Clinton T. E., Palmer B. and Palmer S. (2012). The quick-reference guide to counseling on money, finances & relationships. Grand Rapids, MI: Baker Books.
MLA
Clinton Timothy E, Palmer Bethany and Palmer Scott. The quick-reference guide to counseling on money, finances & relationships. Grand Rapids, MI: Baker Books. 2012.